MetaComp launches compliance tools for AI payments

MetaComp has launched the Web2.5 VisionX Engine and AgentX, and is developing a Know Your Agent standard for payments and wealth services.

The announcements add a new compliance layer to the StableX Network, which MetaComp uses for cross-border payments, treasury and wealth management involving both fiat currencies and stablecoins.

At the centre of the rollout is the Web2.5 VisionX Engine, an upgrade to the StableX Network's anti-money laundering and counter-terrorist financing controls. The system assesses risk across three areas - identity, behaviour and network exposure - using data from both conventional finance and digital-asset transactions.

The product is designed to address a gap in cross-border finance: banks and payment firms often have customer identity and counterparty information but limited visibility into transaction flows, while blockchains provide visible transaction histories with limited certainty about the people or entities behind them.

The engine runs checks across more than four blockchain analytics providers simultaneously and combines the results using MetaComp's algorithm. Under the company's testing, that process cut the false clean rate to 0.24 per cent or less, compared with as much as 24.55 per cent when a single provider was used.

Those figures build on a transaction analysis of more than 7,000 transfers released last year. Based on that work, MetaComp recommended that institutions use at least three Know Your Transaction compliance providers for each transaction.

AI layer

The second product, AgentX, is aimed at financial institutions and payment service providers beginning to use artificial intelligence agents to initiate payments, handle treasury tasks and run compliance processes. It packages regulated financial functions as downloadable tools, starting with an Agentic KYT product for anti-money laundering screening.

The initial rollout is for Claude, with support for other AI models due later. The aim is to let AI systems use financial tools within a framework that keeps actions governed and auditable.

Alongside the launch, MetaComp is developing KYA, or Know Your Agent, as a governance standard for agent-led financial activity. The framework is being aligned with the Infocomm Media Development Authority's Model AI Governance Framework for Agentic AI and is intended for payments and wealth services.

KYA is designed to set standards for agent onboarding and agent-to-agent communication in financial services, while also addressing supervision of multi-agent activity. The model is intended to govern cases where AI agents take financial actions autonomously.

"The StableX Network has always been a compliance-first network for Web2.5 payments and wealth - transactions are processed through VisionX before settlement. The Web2.5 VisionX Engine and our first AI-native VisionX Skill built on this engine deepen that foundation. An equally significant step for us today is KYA. As AI agents begin to execute financial actions autonomously, institutions need to know not just whether the transaction is clean but whether the agent initiating it is authorised to act within the compliance rules and regulatory bounds. We are building that governance framework for payments and wealth as we remain committed to deploying technology responsibly," said Tin Pei Ling, Co-president of MetaComp.

Hybrid risk

Summer Yu, Group Chief Compliance Officer at Alpha Ladder Group, said the product was built to monitor risks that emerge when money moves between banking systems and blockchain networks.

"Systemic risk in hybrid finance has always lived at the handoff between traditional banking and the blockchain, and for years, that gap went unmonitored because no single tool was built to see both sides simultaneously. The Web2.5 VisionX Engine closes it through three layers: identity, behaviour and network. Parallel screening across more than four independent blockchain analytics vendors, aggregated through our in-house algorithm, operates across all three layers - reducing false clean rates from up to 25 per cent to near-zero. For institutions moving capital across borders, this is the difference between compliance as a bottleneck and compliance as intelligence," Yu said.

The launches follow MetaComp's cumulative USD 35 million raise across two Pre-A funding rounds completed within three months. Investors included Alibaba, Spark Ventures, Eastern Bell Capital, Noah, Sky9 Capital, Freshwave Fund and Beingboom Capital.

The funding will be used to expand products across the StableX Network and broaden regulated payment corridors in Asia, the Middle East, Africa and Latin America.

MetaComp serves more than 1,000 institutional and accredited clients. In 2025, it processed more than USD 10 billion in payments and over-the-counter volume across more than 13 stablecoins, and said its monthly run rate exceeds USD 1 billion.

MetaComp is licensed by the Monetary Authority of Singapore as a Major Payment Institution for digital payment tokens and cross-border money transfer services. Treasury and investment services are offered through affiliate Alpha Ladder Finance, which holds Capital Markets Services and Recognised Market Operator licences in Singapore.

The group also said assets under management in its wealth business exceed USD 500 million and that it reached full-year net profitability in 2025.